LONG-TERM CARE PLANNING WORKSHOP

Free Value-Packed Asset Protection Workshop

Join financial advisor Ken Luckinbill and attorney Chad Eichorn for a FREE informative and interactive workshop where we will go over how to…

SAFEGUARD YOUR HOME, SAVINGS AND LEGACY FROM LONG-TERM CARE EXPENSES.

Mar3

LONG-TERM CARE PLANNING WORKSHOP

When:
Where:Winterset Public Library, 123 N Second St, Winterset, IA 50273

Join financial advisor Ken Luckinbill and estate attorney Chad Eichorn for a practical 60-minute seminar on preparing for long-term care needs. With costs continuing to rise sharply in 2026, we’ll show you how to protect your savings and independence using modern hybrid life insurance strategies combined with smart legal planning—no surprises, just clear solutions.

In this focused session, you’ll learn:

  • How skyrocketing long-term care costs (average $10k per month for nursing home care in 2026) could wipe out your life savings or retirement—and proven ways to shield against it.
  • Modern hybrid insurance options that provide tax-advantaged benefits for home care, assisted living, or nursing home stays—without the “use it or lose it” risk of traditional policies.
  • How to plan and pay for long-term care effectively, avoiding forced depletion of assets to qualify for government programs like Medicaid.
  • The limitations of relying solely on savings, Medicare, or Medicaid—and better alternatives that preserve your financial security.
  • Real-world strategies to integrate insurance with legal tools (such as Medicaid planning and asset protection) for seamless LTC coverage.
  • Why acting now matters: Costs have risen 7–10% annually, and 70%+ of people over 65 will need some form of long-term care.
  • And so much more…

This collaborative event gives you the complete picture on long-term care planning from insurance and estate law experts. No high-pressure sales—just valuable insights and time for your questions.

Space is limited—RSVP today to secure your spot!

Have Questions?

Call us! (515) 462-0020

Hosted by: Ken Luckinbill

Financial Advisor

Luckinbill Financial Advisors

1217 N. 6th Avenue, Suite 3

Winterset, Iowa 50273

Disclosures

1: Advisory services are provided by ZEGA Investments (“ZEGA”). ZEGA is registered with the U.S. Securities and Exchange Commission (SEC) and only transacts business in the U.S. in states where it is properly notice filed or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by the SEC or any other securities regulator and does not mean the advisor has attained a particular level of skill or ability.

2: ZEGA is not engaged in the practice of law or accounting and any advice provided should not be construed as legal or accounting advice. The information discussed and presented herein is intended to serve as a basis for further discussion with your financial, legal, tax and/or accounting advisors. It is not a substitute for competent advice from these advisors.

3: Content should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author as of the date of publication and are subject to change. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial advisor prior to implementation.

4: The information contained herein is based upon certain assumptions, theories and principles that do not completely or accurately reflect your specific circumstances. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any securities or investment advisory services where such an offer would not be legal. Furthermore, this material may contain certain forward-looking statements that indicate future possibilities. Due to known and unknown risks, other uncertainties and factors, actual results may differ materially. As such, there is no guarantee that any views and opinions expressed herein will come to pass.

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