What Would a 30% Market Drop Do to Your Retirement Date?

If that question makes you uneasy, this free guide was written for you. Learn how smart hedging strategies keep your retirement on track — no matter what the market does.

Protect Your Retirement from 2026 Market Volatility — Free Guide

Download the Volatility Shield Guide — a plain-English look at how options strategies can reduce risk without giving up growth.

Bringing Retirement Risk Management
Expertise to Iowa Families
Serving Iowa Since 2022
Luckinbill Financial Advisors

For pre-retirees and retirees age 50-65 with $250,000+ in investable assets: Discover proven hedging strategies to shield your portfolio from volatility—while staying positioned for long-term growth.

Your Free Volatility Shield Guide Is Ready!

Enter your name and email below and I’ll send you the complete 12-page guide: Protect Your Retirement with ZEGA Hedging Strategies.

Inside you’ll discover:

  • Real rebound math from the 2008 market crash—and how similar strategies could have protected portfolios like yours
  • Exactly how ZEGA’s Buy & Hedge approach limits downside risk without forcing you to sell in a panic
  • How this fits perfectly into the “Defend” stage of my 4-D Retirement Process (so you can stay invested through whatever the markets bring next)
  • Practical steps to evaluate if hedging or buffered growth makes sense for your situation

Hi, I’m Ken Luckinbill. After years helping families secure their retirements, I’ve seen firsthand how volatility can derail even the best-laid plans. This guide gives you the clarity and confidence to protect what you’ve worked so hard to build.

Quick video from Ken explaining how ZEGA hedging works for Iowa families…

Ready to see if ZEGA hedging or buffered growth is right for your portfolio? Schedule your FREE 15-Minute Investment Shield Call below — no pressure, just clear answers.

Already know protecting your portfolio is a priority? Skip the guide and talk to Ken directly.

This guide is for educational purposes only and is part of the Defend stage of the 4-D Retirement Process. Our goal is simple: help you protect what you’ve built so you can enjoy retirement with peace of mind.

Disclosures

1: Advisory services are provided by ZEGA Investments (“ZEGA”). ZEGA is registered with the U.S. Securities and Exchange Commission (SEC) and only transacts business in the U.S. in states where it is properly notice filed or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by the SEC or any other securities regulator and does not mean the advisor has attained a particular level of skill or ability.

2: ZEGA is not engaged in the practice of law or accounting and any advice provided should not be construed as legal or accounting advice. The information discussed and presented herein is intended to serve as a basis for further discussion with your financial, legal, tax and/or accounting advisors. It is not a substitute for competent advice from these advisors.

3: Content should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author as of the date of publication and are subject to change. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial advisor prior to implementation.

4: The information contained herein is based upon certain assumptions, theories and principles that do not completely or accurately reflect your specific circumstances. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any securities or investment advisory services where such an offer would not be legal. Furthermore, this material may contain certain forward-looking statements that indicate future possibilities. Due to known and unknown risks, other uncertainties and factors, actual results may differ materially. As such, there is no guarantee that any views and opinions expressed herein will come to pass.

5: This presentation, as well as educational content, charts, tables, and all other information contained herein is protected by copyright and intellectual property laws and may not be altered, reproduced, distributed, sold, published, or edited at any time without the express, written consent of ZEGA. Information presented within may be copied and quoted in proper context, provided proper attribution is given to ZEGA.