Most advisors sell products.
I solve problems.
After 27 years managing risk for corporations, I became a financial advisor because I kept seeing the same thing: good, hardworking people getting within five years of retirement — and realizing their savings had no protection against a bad market year.
One bad sequence of returns early in retirement can permanently change your financial future. I specialize in strategies that let your money grow while protecting it from the kind of losses that derail retirement plans.
This consultation isn't a sales call. It's a conversation. I'll ask you a few questions, listen to where you are, and tell you honestly whether I think I can help.
We talk about where you are
Your current savings, timeline to retirement, and how you feel about market risk. No forms. Just a real conversation.
I show you what's possible
I'll explain how the strategies I use actually work — plain language, no jargon. You'll understand it before we go any further.
You decide if it makes sense
No pressure, no follow-up pitch calls, no obligation. If it's a fit, great. If it's not, I'll tell you that too.
Ken Luckinbill
Independent financial advisor in Winterset, Iowa. 27 years in corporate risk management before launching Luckinbill Financial Advisors. I specialize in protecting and growing retirement savings for people within 10–15 years of retirement.
Affiliated with ZEGA InvestmentsSchedule Your Consultation
Free · 30 minutes · Phone or in person
Prefer to call? Reach Ken directly at 515-462-0020.
Luckinbill Financial Advisors · Winterset, Iowa