People don't plan to fail, they just fail to plan.
Helping families make comprehensive financial plans is the first step in building wealth. Financial plans bring clarity to financial health and help identify goals. From that starting point, we can monitor and adjust the financial trajectory. A solid financial plan helps families be more successful by reducing stress and making risk-informed decisions.
Investing for your future
I offer tailored asset management solutions designed to meet the unique needs of my clients. Through the strategic use of option strategies, I help mitigate volatility for conservative investors while seeking to outperform the market for those with a higher risk tolerance. My goal is to provide personalized investment strategies that align with each client’s financial objectives and preferences.
Protect your family in the years they need it to the most.
No financial plan is complete if it major life events are not managed for risk. Getting you the best life, disability and long-term care insurance coverage for the best price is part a solid family financial game plan so emergencies become financial non-events and dreams become realities.
Contact me for a quote.
I am honored to be able to serve you, providing expertise gained from working as a risk management expert in the securities and financial advisory business since 1998.
First, we assess where you are, what you own, what you owe, what you earn and what your expenses are. Then, we create a wish list of your hopes and dreams and what you would like to accomplish financially, both for yourself and for those you hold dear.
Second, we get out a calculator and see if we can turn those hopes and dreams into concrete financial goals. From that, we develop a plan to help you get you to where you want to go in the least expensive and most efficient way.
Third, if we find we can turn hopes and dreams into reality, we put the plan into motion. At this point, we'll implement activities needed to pay off debt, then work up an investment portfolio that has a history of producing the long-term returns we've calculated that we'll need.
Along the way, we will want to insure the plan against the risks that you won't be around, or won't be physically able to complete it. A plan that can be destroyed by a major life event isn't really bulletproof; it's more of a bet. This is where we revisit the plan and make adjustments where needed. This is also where we refresh the plan perioically.
The Bureau of Labor Statistics reported a 2.7% increase in the Consumer Price Index, reaching 3.3% when including food and energy prices. This inflation reduces purchasing power, as traditional savings account yields lag behind inflation rates. Smart financial management through high-yield accounts and securities can mitigate these effects.
As a financial advisor, I’ve seen firsthand the transformative power of retirement strategies like the Mega Backdoor Roth IRA for those who can leverage it. This sophisticated strategy isn’t for everyone, but for self-employed high-income Read more…
Monitor your asset allocation regularly, especially at year-end. As markets change, so should your portfolio to stay aligned with your long-term financial goals. This proactive review is essential for effective financial planning and smart investing.
Tariffs often make headlines for potentially increasing prices and fueling inflation. But what if they’re misunderstood? Strategic tariffs could help revitalize American industry, create jobs, and strengthen the foundation of our society—the family.
You’ve nurtured your child for over 18 years, aiming to prepare them for a successful life. Now they’re ready to fly solo—finding a place to live, a car to drive, and a way to earn Read more…
One of my favorite sayings is “don’t put all your eggs in one basket.” Usually when I hear that, the “eggs” usually refers to dollars and “basket” usually refers to a particular investment. The rationale Read more…
On May 21st, 2024, Greenfield, IA, faced a devastating tornado that left a trail of destruction in its wake. Four lives were lost, 35 individuals were injured, and over 150 homes were destroyed. In times Read more…
Ever had one of those days when you realize you can’t do it all alone? For those who don’t know me well, I dabble in farming. That includes raising a couple of cows, who need Read more…
As a financial advisor and private pilot, I often find parallels between navigating the skies and guiding clients towards financial stability and growth. This past weekend, my flight from Iowa to Devil’s Lake, North Dakota, Read more…
What a crazy week! We have had some very intense weather this month here in West-Central Iowa, mainly tornados and a lot of rain. Many areas of the country are seeing similar weather patterns. It Read more…
